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» Deposit Accounts » Certificates Of Deposits » Kid's Club C.O.D.s » IRA Certificates

  **Account will earn 6.00% APY on balances up to $10,000 when account requirements are met during the eligibility cycle (Eligibility Cycle
starts on first day of each month and ends the last day of each month).To qualify for bonus dividends new members must apply for account in
person. Rates are accurate as of 05/01/2008. This is a variable rate account and the interest rate and APY may change at any time after the
account is opened. Available on personal accounts only. To earn the maximum APY, the account must have: a minimum of 12 posted debit card transactions (excluding ATM's), receive monthly account statements electronically, and have at least one recurring ACH (automated clearinghouse) debit transaction or Bill Payer transaction per month. If these conditions are not met during the eligibility cycle, the account will earn 0.25% APY. If account is negative at any time during the monthly statement cycle, the account will not earn any bonus dividend for that month. Balances greater than $10,000 will earn 0.25% APY. Other restrictions and terms may apply. Rates and terms are subject to change.

  *** Certificate Rates reflect Direct Deposit of your net pay, Social Security, or pension to your M/A-COM FCU Checking Account. Without Direct Deposit, standard rates are lower. Certificate Account rates are subject to change without notice; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Funds earn dividends from the first business day of deposit through the day of withdrawal, are compounded daily, and posted monthly and at maturity. Dividend penalties may apply for early withdrawals. Refer to M/A-COM FCU’s Fee Schedule and Certificate Account Disclosure and Agreement. Highest Dividend Rates with E-Statements. If you receive your statements via e-mail you’ll automatically earn the highest published dividend rate for that certificate. Without E-Statements you’ll earn our lower Standard Rate.

**** Kid’s Club Certificate Rates are designed especially for our Kid’s Club members, children ages 13 and under. The opening balance is $200. Certificate Account rates are subject to change without notice; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Funds earn dividends from the first business day of deposit through the day of withdrawal, are compounded daily, and posted monthly and at maturity. Dividend penalties may apply for early withdrawals. Refer to M/A-COM FCU’s Fee Schedule and Certificate Account Disclosure and Agreement.