When is a checking account not a checking account?
When it’s called a Share Draft Account! It looks,
writes and is accepted just like a checking account. Discover
the benefits of opening a M/A-COM FCU share draft account:
- With a Share Draft Account, there is no minimum balance
requirement and no monthly service charge.
- Unlimited check writing with no per check fees.
- No hassles with cancelled checks because you generate
a carbonless copy with every check you write.
- Overdraft Protection is available from your Regular Share
Account.
- Direct Deposit Available.
- Payroll Deduction Available.
- Automatic Bill Payment is available.
- Master Money Debit Card available to make purchases instead
of writing a check. Debit Card can also be used free of
charge at any ATM with the NYCE, Cirrus, or SUM logos.
- Traveler’s Checks Available.
Our Master Money Debit Card gives you 24-hour access to
your funds, whether you use it at a store like a credit card
or take it to an ATM to withdraw cash. ATM networks offer
24 hour service, 7 days a week, for transactions including:
deposits, withdrawals, transfers, and account inquiries.
The Master Money Debit Card is designed to replace cash
and checks at the point of sale - that means you can have
the convenience of having a checking account and have worldwide
purchasing power and worldwide cash access without a checkbook.
Your Debit and ATM transactions using the Master Money Debit
Card are automatically deducted from your checking account
- you'll never have to write a check again!
Credit Union members may acquire a Master Money Debit Card
by applying at the Credit Union or by requesting an application
form.
Please note: There may be a delay of one
(1) business day before ATM or Debit Card transactions are
posted towards your account.
Click
Here for a Complete Fee Schedule
This is the initial account you open to become a member,
which qualifies you for all of the credit union services.
By maintaining a $25 balance in this share account, you
become a shareholder as well as a member. These shares
represent your ownership of the credit union.
Savings funds are available upon request without penalty.
You may also transfer funds among your other accounts freely
online or by contacting the credit union.
Apply
For A New Account
This account is great for saving for taxes, major purchases,
or any other special occasions you might decide to save for.
These accounts earn a higher rate of dividends as the regular
share accounts and set limits around transferring funds to
other accounts. You may transfer money out of your Super
Saver account up to three times per month free of charge.
This account is limited to a minimum balance of $2,500.
Apply
For A New Account
In addition to regular share accounts, M/A-COM FCU also has
special accounts called Vacation Club Share Accounts and
Christmas Club Share Accounts. Vacation Clubs are available
throughout the calendar year depending on the member’s
personal needs. Christmas Clubs start the first pay in October
of each year and mature at the end of September of the following
year. These accounts earn the same rate of dividends as regular
share accounts and allow you to ensure that you have money
put aside for the holidays or that upcoming vacation.
Calling All Kids! M/A-COM FCU has an account especially for
you! Designed for children ages 5-13, the mission of this
no-fee account is to instill responsible saving and spending
habits at a young age. This account has a low minimum balance
of $5.00, which young members earn regular dividends on.
Having a savings account encourages children to save regularly
no matter how small the amount. The colorful, friendly
characters and special giveaways for children are designed
to motivate and keep young members coming back to the credit
union for years to come.
Apply
For A New Account
This investment option allows you to lock in a terrific rate
of return over a fixed period of time, and is a great place
to deposit funds that you will not need for awhile.
M/A-COM FCU offers a variety of certificates. The Dividend
Rate and Annual Percentage Yield are fixed and will be in
effect for the term of the account. Dividends are paid at
maturity. Early withdrawals allowed with penalty of accrued
dividends. There is a minimum deposit to open a certificate
depending on the term of the account you choose.
IRA’s are wonderful investment for your future. They
are designed as a tax-free savings plan authorized by the
Federal Government. The deposits you make may be tax deductible.
M/A-COM FCU offers a variety of options and allows you to
automatically deduct funds from your payroll. Visit the credit
union for more information and relax knowing that your retirement
funds are safely waiting for you.
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